With our Cash Discount Program, your displayed prices include a discount for cash. Card-paying customers see a small non-cash adjustment applied automatically at checkout. You pay ZERO processing fees — just a small flat monthly program fee.
It's 100% legal, fully compliant with card network rules, and completely automatic. Your terminal does all the work. You just run your business and keep every dollar.
Pay absolutely zero processing fees. Your terminal handles everything automatically. Best for businesses where customers expect or prefer transparent pricing.
Prefer to keep standard pricing without a non-cash adjustment? We still cut your rate dramatically with AI-analyzed pricing — saving you thousands every year.
Yes — 100% legal and fully compliant. The program follows all Visa, Mastercard, and Amex card network guidelines. Cash discounting (as opposed to credit card surcharging) is legal in all 50 states. Businesses simply offer a discount for cash payment, which customers are informed of at the point of sale. Our terminals handle all compliance automatically.
Most customers don't notice or don't mind. The average non-cash adjustment is 3-4% of the transaction — on a $50 meal, that's about $1.50-$2.00. Our terminals display this transparently at checkout. Many businesses have been using this program for years with zero customer issues. Customers who prefer to avoid it can always pay with cash.
All major cards are accepted — Visa, Mastercard, American Express, Discover, debit cards, contactless payments, and Apple/Google Pay. The non-cash adjustment applies to all card transactions automatically. Your customers can pay any way they want — you just pay zero fees regardless.
The monthly program fee is a small flat fee — significantly less than what you currently pay in processing fees. For most businesses processing $20,000+/month, the program saves thousands per month even after the monthly fee. Our team will show you the exact numbers for your business with zero obligation.
Most businesses are live in 48 hours. We handle the entire setup — terminal programming, signage, staff training. There is zero downtime during the switch. You continue processing normally on your current system until everything is ready, then we flip the switch.
Yes, absolutely. There are no long-term lock-in contracts. If you ever want to switch to our standard low-rate program instead, we make that change immediately. Our goal is to find the right fit for your business — and we will never hold you hostage in a program that doesn't work for you.
The Cash Discount Program is the most powerful tool in merchant services. Every business in Bakersfield that doesn't have it is leaving thousands of dollars on the table every single year.
Fill out the form. Our local team calls within 2 hours, walks you through both programs, and shows you the exact numbers. You pick what works best for your business.
We call within 2 hours. No pressure. No obligation.
100% private. No obligation. Launch Local LLC · (661) 932-0000 · info@luanchlocal.com